OwnYourPension

MYGA Rate Comparison

Multi-year guaranteed annuities — a fixed rate locked for a set term, like a CD’s better-paying cousin with tax deferral. Compare current rates by term and carrier, and see each company’s financial-strength rating, because the guarantee is only as good as the insurer behind it.

“OwnYourPension” is an educational brand name — not a pension provider. Annuities are insurance products, not employer or government pensions, and are not insured by the PBGC, the FDIC, or any government agency. Guarantees depend solely on the claims-paying ability of the issuing insurance company.
Illustrative rates only. The figures below are placeholders for layout preview — they are not live carrier rates and must not be relied upon. Live rates load once our carrier rate feed is connected.
Carrier Strength rating Term Guaranteed rate Surrender Min premium
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Lock in a rate — or find out if a MYGA is even right for you

These are educational figures, not quotes. For a current, state-specific rate from the carriers we work with — and a straight answer on whether a MYGA beats the alternatives for your money — send your details and a OwnYourPension specialist will follow up.

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Important. This comparison is for educational purposes only and is not a quote, an offer, or a recommendation to buy any product. Rates shown are illustrative or general and will differ from any actual annuity offer, which depends on the issuing insurance company, the specific product, prevailing rates at purchase, your state of residence, and the options you select. Rates, caps, terms, and availability vary by state and change frequently. Guarantees are backed solely by the claims-paying ability of the issuing insurance company — they are not guaranteed by OwnYourPension, by any insurance agency, or by any government agency. Financial-strength ratings are assigned by independent rating agencies and are subject to change. OwnYourPension is an educational resource and is not an insurance company; annuities are offered through licensed insurance agencies we work with, who are compensated by commission. OwnYourPension is affiliated with T&T Capital Management LLC, a registered investment adviser and fiduciary that charges a fee for advisory services; which entity serves you, and how it is compensated, is disclosed before you purchase. [Draft disclosure — pending compliance-counsel review.]