OwnYourPension

What’s your retirement income style?

There are four ways to turn savings into a paycheck. The right one for you depends less on the products than on how you think. Ten statements, about three minutes — and no, the answer is not always an annuity.

“OwnYourPension” is an educational brand name — not a pension provider. Annuities are insurance products, not employer or government pensions, and are not insured by the PBGC, the FDIC, or any government agency. Guarantees depend solely on the claims-paying ability of the issuing insurance company.
0 of 10 answered
Your retirement income style

The Market InvestorBy the odds, keeping control
The Income Floor BuilderSafety first, keeping control
The Protected Growth SeekerBy the odds, with a backstop
The Pension BuilderSafety first, locked in for life
Your style is ready
Enter your email to see your style, what it usually looks like in practice, and what to watch out for. We will tell you if your style points away from an annuity.
Educational self-assessment, not advice. No spam — unsubscribe anytime.

What usually fits a style like yours

About this quiz. This is an educational self-assessment, not advice and not a recommendation to buy any product. A style is a starting point for a conversation; your assets, expenses, health, taxes and goals matter just as much, and a quiz cannot replace a real review. The two dimensions it uses — probability-based versus safety-first, and flexibility versus commitment — come from published retirement-income research by Wade Pfau and Alex Murguia. The questions, scoring and style names here are our own; this is not their RISA® profile, and nothing here implies their endorsement. OwnYourPension is an educational resource, not an insurance company; annuities are offered through licensed insurance agencies we work with, who are compensated by commission. OwnYourPension is affiliated with T&T Capital Management LLC, a registered investment adviser and fiduciary that charges a fee for advisory services; which entity serves you, and how it is compensated, is disclosed before you purchase. Guarantees are backed solely by the claims-paying ability of the issuing insurance company.